What's Different About Phones and Phone Plans for Kids?

Phones and phone plans for kids typically include features that allow parents to control how much their children are able to access from their phones. Parents can control app usage, filter inappropriate content, and even limit screen time, allowing them to set clear boundaries and help their children safely connect—without feeling like they're giving too much freedom too soon.

Settings can be easily adjusted as children’s responsibilities and online activities evolve, helping parents ensure their child’s phone access is appropriate for their age and needs.

When Is the Right Age for a Child’s First Phone?

Experts typically agree that there isn’t a universal "right" age—it depends on the parents’ assessment of their child’s readiness. By age 12, 75% of children have their own phone, and nearly all children have one by age 15.⁽¹⁾

This may be because many children begin to develop the cognitive skills required to safely navigate the digital world around the ages of 10 to 12—with parental supervision. But this can vary greatly from one child to another.

When choosing a phone or plan for your child, the decision ultimately rests with how you feel about their readiness. Each child is different, so finding a solution that fits their specific needs is key. Consider important factors such as safety features, ease of use, and the overall affordability of the plan to ensure it suits your family's lifestyle.

❕ Many kids plans offer built-in parental tools for monitoring or restricting content, limiting app usage, and controlling screen time, helping you manage how your child uses their phone.

Indicators Your Child May Be Ready for a Smartphone

It’s important to think about how a smartphone fits into your child’s day-to-day life. If your child has increased social responsibilities and participation in social activities, such as sports, clubs, or playdates, there may be a need for easier communication. Consider their ability to manage responsibilities at home and at school, and how prepared you think they might be to handle the online world safely.

There are a few signs that can suggest your child may be ready for a phone. If your child is regularly demonstrating responsibility with daily tasks or homework, this could also be an indicator of readiness. Additionally, a growing interest in using technology for creativity or learning might show they’re ready to explore this new level of independence. Phones can be a valuable tool to help children stay organized, access creative or educational resources, and communicate with friends and family.

Solo vs. Family Plans

Family Plans

• Family plans usually offer reduced rates per line, saving you money overall
• One bill for the entire family, reducing the hassle of multiple payments
• Many family plans allow you to pause or cancel individual lines as needed, providing control over each family member's device

Solo Plans

• Solo plans tailored for kids typically offer greater monitoring options, giving your child more autonomy while still allowing you to stay involved in their phone usage
• Separate payment can keep your child’s line financially independent and help teach them budgeting skills

How Much Do Phone Plans Cost?

Phone plans for kids come in a range of pricing and options, depending on your preferences and how your child will use their phone. On average, you can expect plans to cost between $15 and $50 per month. Basic plans, typically on the lower end of this range, may include limited data, talk time, and texting, making them suitable for younger children who only need a phone for essential communication. More robust plans, often on the higher end, offer additional features like unlimited data or access to apps that can be useful for older children with more responsibilities or social activities.

Phone Plan Payment Styles

Prepaid Plans

• Ideal for flexibility without being tied to long-term contracts
• Provides cost control with prepaid monthly spending limits
• Adjust usage or cancel the plan as needs evolve

Contract Plans

• Ideal for a long-term solution with consistent pricing
• Typically offers lower monthly costs in exchange for a longer commitment
• Often comes with perks like device upgrades and additional features

Learn more about prepaid vs. contract plans.

Limited Data Plans

• Ideal for managing internet usage and reducing upfront costs
• May result in excess data overage fees

Unlimited Data Plans

• Ideal for reliable access to the internet for directions, schoolwork, or staying in touch with family and friends
• Eliminates the worry of overage fees, offering reliable access to data for school, communication, and entertainment

Learn more about limited vs. unlimited data plans.

By understanding the features and costs, you can select a plan that fits your child's needs and ensures they have the right balance of access, safety, and responsibility.

References
_{Digitale, Erin. Age that kids acquire mobile phones not linked to well-being. 2022. Stanford, CA: Stanford Medicine.}